Vincent and Mathieu broaden their knowledge of the financial sector by working together at R.E.G.A.R., and begin their professional relationship, gradually shaping their entrepreneurial vision.

Upon his arrival at R.E.G.A.R., Vincent is introduced to the field of retirement plans in one of the divisions headed by Daniel Beaulieu: R.E.G.A.R. Group Plans.

At first, I wasn’t planning to go into finance, but it finally caught up with me. I was the second employee of R.E.G.A.R. Group Plans.

Vincent Boisvert and Mathieu Moisan

Taking advantage of Daniel’s expertise, Vincent develops, much to his surprise, a growing curiosity for this sector of activity. In fact, it is this mentor’s enlightened vision that makes him realize the human impact of the role of a good financial advisor. After working as an employee for five years, Vincent, drawn to entrepreneurship, becomes a partner in the company alongside his father and Daniel.

In the meantime, Mathieu is also developing his practice in the field, and is increasingly involved with the group annuity division, eventually making the switch. The two friends are then in daily contact.

Given my past technological experience, Vincent would share with me some of the problems he was experiencing in his operations. We were developing a business relationship. 

Sharing their respective challenges, they quickly develop a promising professional relationship that marks the start of a great adventure.

Yvan Boisvert, Mathieu and Vincent

Spreading their wings

In 2018, Yvan, Daniel and Vincent launch a spin-off, a term which, in entrepreneurial parlance, means turning a large company’s department into a separate entity. As a result, the group plans to dissociate the division from R.E.G.A.R. It then becomes a company in its own right. 

So, a new employee benefits management firm was created and we became 100% autonomous.

By leaving the R.E.G.A.R. environment, the three associates must automatically give up certain services provided in the other divisions.

To enhance their services, they decide to set up their own personal financial services firm, as well as a financial planning department. R.E.G.A.R. remains their partner, each one focusing on its own distinctive area of expertise.

This is how Valeo+ officially came into being.

In the course of this major transformation, Mathieu becomes an associate in 2019 and assumes the position of general manager.

Collaboration

Well-being is at the heart of Valeo+’s mission, but it’s also a value that is present at many levels within the company.

This is reflected in the relationship of trust they develop with their suppliers and business associates, as well as in their day-to-day operations and work atmosphere. Advisors benefit from a working environment that offers them administrative support, competitive remuneration, flexibility and the autonomy typical of independent advisors.

It’s important for us to be a life project partner for each and every one of our employees.

It’s a motto that Yvan repeats to the whole team, and that everyone applies by spending all the time necessary to support their staff on a professional level.

Here, we believe that it’s by making human beings grow that we can aspire to see the company evolve.

Technological turn

Valeo+ is all about increasing efficiency.

And this gain in performance definitely requires the development of technological tools.

“Employee benefits can be seen as a bit of a drab business. We, on the other hand, are always looking to innovate and stay on top of the latest trends.”

As a result, all processes are documented and computerized, enabling the firm to rely on hyper-efficient internal administrative management.

We’re outperforming the industry average.

Measuring the impact

In addition to improving their performance, technology enables Valeo+ to obtain extremely accurate and valuable data,
which can even be shared with their clients.

We’ve built tools, we’ve developed scripts. In a few minutes, we can get a general idea of a person’s financial health, store the data and interpret it later.

The individual meetings remain documented in an internal system at Valeo+, so that fluid follow-up can be carried out year after year. An index of overall financial health is provided to the employer, turning into evolving recommendations over time. 

Continuous improvement

The associates have many other technological projects in mind, notably to improve their interactions with suppliers and insurers.

“We’re constantly fine tuning our operations. We’re not satisfied with doing things the same way simply because they’ve always been done that way.”

For us, everything is possible. 

The committed visionary

The projects are exponential for the Vaelo+ team, which has a strong presence in the province and supports its clients across Canada.

“We’d like to increase our presence in Toronto. It’s an extremely promising market!”

The associates also want to go beyond their organic growth. Through their webinars, training courses and conferences, they know they have the potential to reach a much wider audience.

We want to maximize our reach, for business development, but more importantly to strengthen our mission of financial health education.

With their determination, creativity and strong values, Yvan, Vincent, Mathieu, Cynthia, Elena and Marc-Olivier rightly believe in the merits of their actions. Thanks to their empathy and great adaptability, there is no doubt that they will achieve their goal of reducing the financial stress of the Canadian population.

Ultimately, the entire community will come out a winner!